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Financial Planning

Whether planning to build a home by the lake or wondering if you’ll have enough at retirement, you need a well-conceived plan to succeed. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well. That’s where we come in. As your knowledgeable partner, we provide wide-ranging, comprehensive financial planning with which to chart a detailed course for pursuing financial independence and a confident future.

Our planning process accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets. In our experience, that’s the best way to customize a comprehensive, diversified portfolio that is flexible enough to meet your needs now and, in the years, to come.

Our financial plans offer a high degree of personalization that matches your investments to your goals and ability to take on risk. We analyze each potential opportunity to find just the right ones for you, your family, and your goals, while also helping to manage your liabilities so you feel confident in your complete financial picture.

The result is a financial plan that is as dynamic and enduring as the lifetime of achievement it represents. Simply put, we believe our business is people and their financial well-being, and we are as committed to your success as you are.

Build a Foundation with Achievable Goals

Realistic goals provide the foundation for a solid financial plan. That is why it is important to summarize your own. They can include educators for children/grandchildren, a second home, your income needs in retirement, your charitable or philanthropic interests, and plans for your estate. Because no two people are the same, building a financial plan around your specific goals creates a plan that is uniquely yours. We will work closely with you to identify and define your near- and long-term goals, check for goals that may conflict and work to resolve conflicts that arise. Even more important, we’ll set metrics with which to define success and adjust your plan as necessary.

Develop a Complete Financial Picture

Develop a Complete Financial Picture

Along with a complete picture of your goals and time horizons, a personalized plan must incorporate current assets and liabilities to establish your net worth and review it throughout the years to come. We also consider your comfort level with risk so investments can be made accordingly. If applicable, consideration is also given to consolidating accounts to make finances and cash flow easier to track and manage.

Review and Optimize Performance

Finally, we believe a financial plan only is as good as it is current. Things change, priorities sometimes shift, and new opportunities wait just over the horizon. That is why it’s important that your plan’s progress should be reviewed from time to time, so it is aligned and relative to your expressed objectives. Should changes need to be made, we are here to help guide you through the decision process and will suggest appropriate actions or strategies. Together, we can review the options and make objective decisions. Because we are truly partners in this important endeavor, we also rely upon you to communicate any significant changes in your life.

Specifically, we help our clients:

  • Create a plan for now and in the future and consistently measure progress toward specific goals and milestones
  • Develop a cash flow plan that meets your lifestyle needs now and into the future
  • Establish and define income sources and how each will contribute to your financial wellbeing
  • Integrate analysis of employer plans and make recommendations for 401(k) allocations in line with the rest of your financial plan

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 386.259.3781

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